Are You Struggling To Get Paid By International Clients in The Caribbean? In the digital age, the Caribbean is not left behind when it comes to leveraging online opportunities for income generation. With the rise of the internet and the proliferation of digital tools, earning money online has become not just a possibility, but a reality for many in the region. From the sun-kissed beaches of Jamaica to the bustling streets of Trinidad and Tobago, individuals and businesses are exploring innovative ways to monetize their skills, products, and services.

This article will delve into the top five ways to get paid online in the Caribbean by international clients, focusing on the use of various payment tools that facilitate seamless transactions. Whether you’re an entrepreneur, a freelancer, or simply someone looking to diversify your income streams, you will need to understand how to get paid by clients around the world.

Here Are 7 Options To Get Paid By International Clients In The Caribbean:

1. PayPal
2. Payoneer
3. WiPay
4. Colour App (Powered by Wipay) – Trinidad & Tobago ONLY
5. Fygaro
6. First Atlantic Commerce
7. The Banks – Republic E-Pay, Scotia E-Com+, FCB Easy Biz, NCB Bank E-Commerce, Sagicor Gateway Solutions

PayPal

PayPal is the gold standard and the most popular platform used across the globe for moving money and getting paid. You can use PayPal in a few different ways. 1) You can connect it to your website and use the payment platform to process sales of your products or services, which connects to every website platform, 2) You can send digital invoices to clients around the world and they can pay your invoices, 3) You can use PayPal’s Pay link to easily distribute online, accept donations and more. It’s an open link, so once people click on the link, they will specify how much money they are looking to send you. In Trinidad, to use PayPal, you must have a JMMB, PSCU, Venture Credit Union Visa Debit Card or a Visa Credit Card. Linx Visa Debit Cards or Mastercards, do not work to allow you to receive money via PayPal.

If you want to learn how to set up PayPal in the Caribbean, check out this article here –> PayPal in the Caribbean.

Payoneer

Payoneer is a global financial services company that provides online money transfer and digital payment services. For business owners, Payoneer offers a multitude of benefits. It allows them to receive payments from international clients easily and quickly, making it an ideal solution for those engaged in e-commerce or freelance work. Payoneer also supports transactions in multiple currencies, which can be a significant advantage for businesses operating in the global marketplace. Furthermore, it provides a platform for managing payments from different marketplaces such as Amazon, eBay, Airbnb, Fiverr, Upwork, 99Designs, Wish and Lazada. Payoneer will wire transfer the money received in its accounts to any local bank account.

WiPay

WiPay is a leading payment platform in the Caribbean, dedicated to transforming the way individuals and businesses conduct transactions. The company offers a comprehensive suite of services, including the ability to make and receive credit, debit, and cash payments securely through one platform. Wipay’s offerings extend to a service called WiPay Me, which allows for quick and easy money transfers directly to a WiPay account via a custom payment link. The company is recognized as a registered Payment Service Provider, ensuring that all funds are held within the framework of regulated financial institutions.

Colour App (Powered by Wipay)

The Colour App is a new product from Wipay that turns your mobile device into a full-fledged point-of-sale system that allows you to accept payments from both local and international clients. When you download the app, you can accept payments through 3 options: Tap To Pay (Android only as iOS has locked NFC), QR Code Payments and Digital Invoices. If someone has a local Linx Card or Credit Card or if you have clients that have flown in, they can use their bank cards or credit cards to pay you using the tap-to-pay feature. They tap their cards onto your phone and the app will process the payment.

The Digital Invoice will allow you to send an invoice through Messenger apps like WhatsApp, Social Media Or Email, they can pay the invoice with their Linx Cards or Credit Cards. Remember Local and International Clients can pay you.

You will then be able to access the funds through 2 ways:

1. You can connect your bank accounts (TTD and Local USD) and deposit the funds you received from clients to your bank account.
2. Apply for the Colour Visa Debit Card and you will have immediate access to your funds through the Colour Card. You can use it at point-of-sale terminals or withdraw cash at local ATMs. You can also use the Colour Card online or Overseas, as the card gives you access to $500usd per month. They will be rolling out their Digital Colour Card soon which will give you access to all of the USD in your Colour USD wallet, the only “limit” will be what US funds you have in your account.

Fygaro

Fygaro is an online platform designed to simplify the process of selling online for everyone, regardless of their background. The platform offers a range of easy-to-use and accessible tools that empower users to create their online stores or sell products through their sites. Additionally, Fygaro enables businesses to transform their social media accounts into storefronts and accept payments through chat and WhatsApp. The platform is built with a focus on small and medium-sized enterprises, offering an affordable, reliable, and secure solution for eCommerce. With over 23,000+ registered independent businesses, Fygaro prides itself on its user-friendly interface, security measures, and extensive network of partners and integrations.

First Atlantic Commerce

First Atlantic Commerce (FAC) is an e-commerce payments platform that caters to merchants in the Latin American Caribbean Region. The company offers a feature-rich, easy-to-integrate payment gateway that enables merchants to accept online payments anytime, from anywhere.

FAC provides online payment solutions and international credit card processing for merchants, banks, and partners across the Caribbean, Bermuda, Costa Rica, El Salvador, Guatemala, Honduras, Nicaragua, and Panama. Essentially, it is a payment gateway that enables merchants to accept and process credit and debit card payments online.

The company is trusted by thousands of businesses across the Caribbean and Central America. It has a strong reputation for its services, as evidenced by the testimonials from its clients. They praise FAC for its efficiency, reliability, knowledge, and responsiveness.

FAC boasts over nine thousand current customers, a 99.99% payment gateway uptime, and processes over 60 million transactions annually.

In addition to its payment solutions, FAC also offers services related to e-commerce fraud and risk management, AVS/CVC pre-authentication, and online risk management and reporting.

The Banks

Here in Trinidad and Tobago, we have a few banks that offer services to build your website, send digital invoices to global clients and use Payment Links for your products or services if you don’t have a website but are using social media. A payment link is a unique URL that allows businesses to receive payments from customers without the need for a traditional online storefront or payment gateway. It simplifies the transaction process by directing the customer to a secure page where they can make a payment using their preferred method, such as a credit card or digital wallet. You can check Scotiabank’s E-Comm+, Republic E-Pay or FCB EasyBiz for these services.

The digital revolution has opened up a world of possibilities for businesses in the Caribbean, enabling them to reach and transact with international clients like never before. The top five ways to get paid by these clients – through payment processors, payment links, and digital invoices – are not just methods, but powerful tools that can significantly streamline operations and boost growth.

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As we navigate this increasingly interconnected global marketplace, it’s clear that the future of business in the Caribbean is digital. By leveraging these tools and embracing the opportunities they present, you are able to get paid by international clients in the Caribbean and businesses can ensure they are well-positioned to thrive in this new era of global e-commerce.